Private Credit
Our private credit strategy is dedicated to providing senior secured loans to European mid-market companies.
Private Credit
As traditional banks retreat from mid-market lending and other private credit funds focus on larger tickets, we aim to address the growing financing gap in this segment with a selective approach designed to provide investors with attractive risk-adjusted returns. Our strategy is based on flexible, non-bank lending solutions for businesses, catering to the specific needs of mid-market borrowers.
Focused investment strategy
Atrato focuses on providing tailored financing solutions to the European mid-market – a segment we believe is under-served. We leverage our team’s long-standing relationships and agile, sustainable investment platform to offer flexible lending options, unencumbered by legacy positions.
Why Atrato
The European mid-market opportunity
We believe that the European private credit sector is undergoing a significant transformation, with a 21% CAGR over the past decade compared to 14% in the US.
With European banks reducing their lending to mid-market companies, due to regulatory changes and risk aversion, we estimate a c.€1 trillion addressable market across more than 226,000 European mid-market businesses.
As mainstream private credit funds increasingly focus on larger transactions, due to pressure to deploy capital, this creates a unique opportunity for Atrato to step in and provide essential capital to this under-served market.
Specialist team
Led by seasoned private credit professionals with a c. €20 billion track record in European credit, our private credit offering also benefits from
more than 100 years of combined experience in credit underwriting and structuring across Atrato’s senior management team.
Sustainable investment
for long term value
At Atrato we have targeted responsible investing since our inception, aiming to stand apart from the crowd through not just our values, but our actions towards individuals, society and the environment.
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