Private Credit
Our private credit strategy is dedicated to providing senior secured loans to European mid-market companies.
Private Credit
As traditional banks retreat from mid-market lending and other private credit funds focus on larger tickets, we aim to address the growing financing gap in this segment with a selective approach designed to provide investors with attractive risk-adjusted returns. Our strategy is based on flexible, non-bank lending solutions for businesses, catering to the specific needs of mid-market borrowers.
Focused investment strategy
Atrato focuses on providing tailored financing solutions to the European mid-market – a segment we believe is under-served. We leverage our team’s long-standing relationships and agile, sustainable investment platform to offer flexible lending options, unencumbered by legacy positions.

Why Atrato
The European mid-market opportunity
We believe that the European private credit sector is undergoing a significant transformation, with a 21% CAGR over the past decade compared to 14% in the US.
With European banks reducing their lending to mid-market companies, due to regulatory changes and risk aversion, we estimate a c.€1 trillion addressable market across more than 226,000 European mid-market businesses.
As mainstream private credit funds increasingly focus on larger transactions, due to pressure to deploy capital, this creates a unique opportunity for Atrato to step in and provide essential capital to this under-served market.
Latest news

Atrato Group expands with senior hires to private credit team
Atrato Group is pleased to announce the appoint...

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